E-commerce has unleashed a whole new level of business growth opportunities to players from most industries—most but not all. That’s because there has been one sector of business that has been shunned by fintech solutions because of the high risks involved in their transactions. But one company called Zen Payments looks to give this growing division a better solution and allow them to experience digital transformation and growth. 

Zen Payments is a payment merchant that serves the high-risk merchant market. These businesses might include coaching, multi-level marketing, credit repair, adult content companies, and so on. The reason why these markets are called high-risk is because of the level of the higher risk of fraud or chargebacks still happening in these sectors. With the higher risk usually comes higher fees, eating into the net profit of these struggling businesses. 

At Zen Payments, the goal is straightforward: give high-risk businesses honest and transparent payment processing solutions no matter the size, industry, or background. “From seminar merchant accounts to e-commerce merchant accounts, we will make sure you have a merchant account that you can rely on,” shares a company representative. “If you have been a business owner for a long time, you will know that credit card processing is an industry plagued with complexity, dishonesty, and inflexibility.” Upon realizing the underserved markets that seek out more growth opportunities online, the Zen team sought to create a service that would deliver flexibility for high-risk industries. 

When people look to fintech for its promising returns, Zen Payments measures success differently. To the team, business isn’t only about growing the bottom line. It’s about enabling businesses to expand and grow as well by providing easy-to-understand rates and flexible contracts. Accordingly, Zen has become one of the go-to high-risk payment processors in the market in the last three years. 

The edge of this high-risk fintech solution is the types of merchant accounts that they support. Most people in credit repair merchant accounts, e-commerce accounts, CBS merchant accounts, and many other high-risk businesses often get rejected by other merchant processors. With Zen Payments, that bias gets put aside, and customers from all industries get the best possible support and rates that they can get for their industries. On top of that, Zen Payments provides chargeback protection to their high-risk clients too.

People have long labelled the credit card processing world as unforgiving and selective. Accordingly, businesses in more unconventional slices of the entrepreneurial pie often miss out on a chance to expand their reach and distribution channels because they’re not part of the business norm. Zen Payments envisions a market where anyone from any industry, whether conventional or inventive, gets the chance to become a part of the digital revolution. On top of having the lowest rates among high-risk payment processors, they also provide same-day funding and a zero dollar setup fee for all its clients. 

To date, the company boasts a 99% approval rate, a number previously unimaginable in the high-risk business category. It hopes to continue or even improve that streak over time. The company hopes to end payment processing woes for more businesses considered as high-risk. It hopes to become the top choice for any company that conventional payment processors have denied many times in the past.

While united by the pursuit of success, entrepreneurs can aim for several targets along the way. For many, the simple achievement of a million-dollar company is enough to satisfy their hunger. Others look to charity, organic growth, or expansion overseas to realize their business’ full potential. However, the world’s most successful business people recognize that all potential is there to be manifested; achievement lies in making the impossible possible. One leading fitness brand has attained remarkable growth in one market. It now looks to the rest of the world to spread its industry-beating products, community-driven model, and ongoing philanthropy.

Started by best friends Nathaniel Anthony and Chris Anastasi in 2016, @MuscleNation has rapidly become Australia’s leading activewear, supplement, and health food brand. The primary vehicle for the remarkable escalation of the company undoubtedly lies in their intelligent and cutting-edge use of the online community, which has replaced the high street as the most significant influencer in people’s buying habits. Anthony and Anastasi have created a brand that cares about its audience, propagating a sense of two-way interaction that permeates their social media presence.

Beyond online marketing, one can point to their cherished Black Friday sales and the recent launch of a plant-based protein range to understand their accessibility ethos. Despite the business’s humble beginnings, Muscle Nation’s founders have made a concerted effort to bring a wide range of high-quality goods to the growing market, resulting in a one-stop shop for all things fitness.

While not a direct contributor to the company’s monthly bottom line, Muscle Nation’s work with charity is industry-leading and spans many worthy causes. In one of their most recent acts, the company supported one of its long-standing employees in a sponsored 60km run for mental health awareness. A $10,000 donation and customized running top made strides towards the warehouse team member’s goal to raise money for the charity ReachOut.

Muscle Nation and its founders have quickly and deservedly become leaders in both their industry and the values that catalyze altruistic success.

Nothing beats the comfort of skipping airport queues, layovers, stopovers, rescheduled flights, and a host of other issues that come with commercial flights. It is a known fact that if it were available, accessible, and affordable, everyone would opt to fly exclusively. However, in the absence of that untethered accessibility, entrepreneur Michael Cetrulo is doing what he can to make private flying available to those who want it and is doing an excellent job of that through his company Charter Flight Group.

Michael Cetrulo, also known as Mikey, is a private aviation consultant specializing in acquiring and chartering private aircraft. He executes business through Charter Flight Group, and for years, he has worked with public companies, private military contractors, personal and family businesses, film and movie celebrities, and many more. Michael Cetrulo serves clients from all over the world with one goal in mind: give his clients the comfort, luxury, and privacy they desire as they travel the world doing things that matter to them.

Michael Cetrulo prides himself on being more than just a private aviation consultant who charters and purchases private aircraft for people. He offers the whole package, which includes daily updates of available aircraft and tax advantages that clients stand to enjoy by working with him. He’s a well-known name in the industry, and that stems from the excellent service he has provided over the years.

Beyond catering to his clients, Michael Cetrulo is passionate about people, even people who are not his clients or customers. He cares about the world and making it a better place, which informed his philanthropic and charity activities. A notable feat he achieved in September 2021 was providing support and relief to Afghanistan citizens during the Taliban takeover in Kabul, Afghanistan. He worked with the government and his philanthropy partners, and the move alone helped transport over 20 Afghan refugees to safety.

Michael Cetrulo’s services target high-net-worth individuals with a verifiable social status and presence on social media. His clients are primarily famous musicians, actors, CEOs, public figures, companies, and anyone who uses private travel. “My service is a high-ticket commodity, so it only makes sense for the service delivery to be of equally high quality. My clients get nothing but the best, and all my years of being in the business, I do not intend to offer them any less than the comfort and convenience they desire,” Michael shared.

Being a notable service provider in such a niched industry is no small feat, and Michael Cetrulo breaking into the niche and staying there is such a noteworthy achievement. He hopes to continue to deliver outstanding customer service and get the attention of more high-net-worth individuals who need the best private flight services money can buy.