The Chicago Journal

Eduardo G. Perez Jr. Shares His Knowledge on Having Success in the Mortgage Industry

Many people want to work within the financial sector by getting involved in the mortgage industry to earn an outstanding income. However, while the earnings are good, it’s about much more than what you can make while working in the mortgage industry. It’s about what you can achieve and how you can make a difference in the lives of others. When you better understand what it takes to succeed, you can develop the right mindset and prepare yourself for the obstacles that will come your way. 

Eduardo G. Perez Jr.’s success story shows that anyone can turn their dreams into reality when they’re passionate and willing to put in the effort. As the co-founder and CEO of Equity Prime Mortgage, a licensed mortgage lender with operations throughout the country, he’s responsible for handling dozens of crucial tasks to keep the business thriving. Some of these tasks include overseeing sales and taking care of both professional and business development. And, despite his extensive to-do list, he continues to remain productive while helping his company succeed. 

“We started Equity Prime Mortgage in 2008, one of the worst times for real estate and the mortgage industry because of the economic downturn that led to the well-documented recession. The job wasn’t easy at a time when homebuyers didn’t have much trust, and everyone was feeling relatively low due to the economic uncertainty. Still, we managed to get through it,” shared Eduardo G. Perez. “Our company got through such difficult times because we set goals and worked on them together as a team. In addition, we’d worked as a broker for three years before the start of the company and decided that it was in our best interest to serve as a lender and then serve the brokers to the best of our ability.” 

If the economy’s crash taught Eduardo Perez anything, it’s the importance of learning how to adapt quickly and make fast yet efficient decisions that lead to better results. In addition, he knew that it was vital to keep pushing and keep working to boost morale for other employees and keep people feeling empowered. 

“It wasn’t always a walk in the park, but we addressed specific challenges and used mentorship and insights to our advantage to complete various tasks. We work together as a unit with brokers, employees, and loan officers to provide a better experience for consumers that allows them to live the American dream,” shared Perez. “Anyone thinking about getting started in this industry needs to understand the importance of collaboration and working well as a team. They should also have a passion for what they’re doing and a willingness to continue studying until they know everything there is to know about this industry. With knowledge, determination, and some experience comes success.” 

Equity Prime Mortgage continues offering a variety of products designed to fit different financial needs and is known as one of the top mortgage bankers in the nation. Eduardo G. Perez Jr.’s effort has helped the company achieve such a notable accomplishment while putting his all into everything he does and earning outstanding awards of his own for his excellence.

Successful Companies Do These Three Things – Jay Doran

Continual growth, excellent staff retention, and, of course, profitability are the hallmarks of a successful business. But, what leads a company along the path to success? Culture expert Jay Doran believes three things unite all exceptional businesses; A willingness to embrace conflict, a growth mindset, and a well-defined corporate culture.

Of the three, says Jay Doran, defining culture – and making it a fundamental part of everyday working life – is key. He’s the CEO and visionary mind behind Culture Matters, an advisory firm that helps companies succeed and grow without losing sight of core values. Jay says, “the margin of profit in knowing your culture is related to how employees interact with each other and their customers. More profit is the result of more productive interactions.” When a company has a clearly defined corporate culture it unifies employees, creates a harmonious working environment, and increases staff retention. Having a growth mindset and being willing to embrace conflict are essential in defining culture – and embedding it into all facets of a business.

For Jay Doran, companies with an open-minded approach to inclusivity and diversity of thought are the ones that flourish. For him, conflict is not something to be avoided. He believes that when approached maturely, conflict is a useful tool to help organizations learn and grow. He says, “Learning takes stress. If the ‘collective we’ is going to understand culture, then they must do this through open conflict.” Jay uses conflict as a way to better understand a counterpart’s beliefs, thoughts, and point of view. However, he adds, “Stress needs responsibility so that a culture does not break down, so people do not break down.”

This ability to welcome diversity of thought underpins a growth mindset. Successful companies recognize the value in continually challenging working and social norms. According to Jay Doran, these companies will continue to adapt to market changes and keep moving forward. His obsession with culture stems from a personal aim to “live a life helping people think, act and do in more beneficial ways.”. Specifically, this involves working with senior leaders to solve problems in the context of productivity, strategy, turnover, profit, and brand alignment. He is on a mission to help companies understand that great corporate culture goes beyond free coffee Fridays and annual gym memberships. It is instead woven deeply into the fundamental fabric of a business.

Defining culture is not an easy task, but it gives an enormous return on investment. As Jay Doran says, “Cultural development beyond catchphrases or buzzwords takes serious and methodical work. But, the payoff is exponential both financially and emotionally.” For Jay, it’s the ultimate key to successful business, and companies with a  growth mindset that embrace conflict will reap the rewards.

How the Paradox Group is Bridging the Gap Between Advertisers and Publications

As the blockchain space continues to grow, companies within the sector will often experience their fair share of challenges. It’s not uncommon for these particular companies to want to experience substantial growth without knowledge on building brand awareness or creating more of a buzz around their brand. Fortunately, those within the blockchain space can rely on the Paradox Group for assistance. The Paradox Group is a digital advertising agency that works with DeFi, FinTech, and Blockchain companies.

“While founding Paradox, we quickly realized that there was this massive gap where companies wanted to experience substantial growth but weren’t sure how to do so. And, unfortunately, the publications didn’t know how to bring in more clients. So it became a major issue for these business owners that wanted to succeed,” shared Milo McCloud, the Co-Founder & Creative Director of the Paradox Group. “We wanted to provide a way to fill this gap, so we decided to start the business and help create more awareness for the advertisers. The goal was to create a consistent revenue stream for publications, which we’ve managed to do within such a short period.”

The company initially launched in 2019 and has been working feverishly to bridge the gap between advertisers and publications ever since. The customer-centric company puts the customers’ needs first to create an enhanced experience for its clients. In addition, the Paradox Group has had to overcome numerous challenges over the past several years, such as making it easier for companies to understand how the company could help them in the simplest way possible.

“We wanted the customers to realize that we could make a significant difference, so we decided to build a fully functional marketplace for advertisements. The client can purchase advertising space and have a dashboard available to keep track of each campaign’s performance, making it easier to see what works and what doesn’t,” shared McCloud. “We’ve established partnerships with some of the leading publications and have invested heavily into the awareness of Paradox. We want companies within the blockchain space to know that we’re here to help. As a result, we’ve been able to build trust amongst the community of publications and advertisers who’d like to work with us. Gaining that trust was most important to us.”

Building trust in such a young market was the top priority for Milo McCloud and the team at the Paradox Group. The company has since taken several essential steps to expand its publishing network and cover more industries while stabilizing revenue for the clients and the company itself. The Paradox Group has already partnered with several great companies, including Quora, Brave Browser, and Opera, with plans to join more partnerships with other leading companies within the next few months.

The company hopes to expand even further into different digital advertising routes while working with several new industries to help them experience substantial growth. Paradox’s goal is to form long-term partnerships with its clients to help them take advantage of cost-efficient advertising methods while keeping client delivery as a top priority.

Dr. Monica Patel on Heart Matters and Cardiovascular Health

Heart disease is becoming increasingly prevalent with the rise of more sedentary lifestyles coupled with unhealthy habits. Cardiovascular health is vital, and a lot of heart problems are preventable with the appropriate lifestyle changes. Dr. Monica Patel is a quadruple board-certified cardiologist who advocates for better cardiovascular disease prevention. 

Dr. Monica Patel is a cardiologist who has spent her entire career serving the Houston community. She is a first-generation Indian American and native Houstonian. Dr. Patel is an active member of her community and is very involved in several local and national philanthropic organizations and events. “I love the community which I am a part of, and I feel it is only right that I give back to help others in need,” she shares. She has also volunteered in medical mission trips in Guatemala, providing basic care for underserved communities.

Dr. Patel received her Bachelor of Science in Biology and Chemistry in 1999 at Houston Baptist University as an Endowed Academic Scholar. She then attended medical school at the University of Texas Medical Branch in Galveston in 2003. She completed her Internal Medicine residency and Cardiology Fellowship at the McGovern Medical school, formerly known as The University of Texas Health Science Center at Houston (UTHealth) Medical school. 

“Cardiology interested me from the start, and that is why I chose to specialize in it.” Dr. Patel is board-certified in Internal Medicine, Cardiology, Echocardiography, and Nuclear Cardiology. She is a cardiologist at Lyndon B. Johnson Hospital and the Memorial Hermann Hospital in the Texas Medical Center.

Aside from working with patients on a daily basis, Dr. Patel is also an academic. She is the co-program director of the cardiology fellowship at the McGovern Medical School. There, she has a hand in the training of future cardiologists. Her primary focus is on cardiovascular disease prevention and advanced cardiovascular imaging, including echocardiography and cardiac PET scans. “A cardiac PET scan is an imaging test where a specialized dye is introduced into the bloodstream. This test gives doctors detailed information on which areas of the heart might be injured or diseased,” Dr. Patel shares, “A cardiac PET scan is an important tool, and it can provide more information compared to other stress tests.”

In line with Dr. Patel’s commitment to improved heart health, she joined the PET center as a co-investigator of the CENTURY Health Study in 2012. In this study, Dr. Patel and her co-investigators focused on the effects of a combined intense pharmacological and lifestyle treatment in the prevention and reversal of coronary heart disease. “We used PET scans to see the effects of the treatment the research subjects went through. The results showed us just how much a change in lifestyle and diet could impact a person’s cardiovascular health,” she says.

Dr. Monica Patel is a brilliant doctor and academic, and her stellar work has not gone unnoticed. She has been a three-time recipient of the Dean’s Teaching Excellence Award. In 2019, Dr. Patel was invited to her first international lecture on cardiac PET scans. 

“Cardiovascular disease affects so many Americans. Through various studies, we have learned that implementing simple lifestyle changes and committing to them reduces the chance of getting heart attacks. It can also help people bounce back better from their previous heart ailments,” Dr. Patel shares, “As they say, prevention is better than cure.”

Dr. Monica Patel aims to use her platform to promote health and well-being for all. “Working with many patients, I see how a disease impacts someone’s life. If we can change things in our lives to help keep us healthy, then we should make those changes,” she says, “Health is wealth, and we should do everything we can to take care of our bodies.”

Dr. Monica Patel is a quadruple board-certified cardiologist specializing in cardiovascular imaging and the prevention of heart disease. For more information about her work and advocacy, you may visit her Instagram page.

Crypto Gang Uses the Power of NFTs to Address Real-World Problems

Crypto Gang, an assembly of 10,000 uniquely generated digital tokens, aims to bring a spirit of brotherhood into the NFT space through education in cryptocurrency. Crypto Gang is a highly-anticipated NFT project soon to hit the Solana network. The collection comprises unique 2D characters that make up the ten gangs representing each of the top ten cryptocurrencies in the world today. However, beyond dominating the NFT landscape, Crypto Gang is determined to use the power of NFTs to create a lasting impact in the world by addressing real-life problems. The founders have stressed that their mission is to educate the community about cryptocurrency in an inclusive way.

“If you take a look around, a true crypto community that you can rep proudly is still non-existent,” shared the founders. “We are here to change that and become the first to do so. This is just the beginning of a true social club that will be enjoyed for generations to come,” they added further. The Crypto Gang currently focuses on helping victims of the earthquake, hurricane, and political turmoil in Haiti, starting with five duplexes to house different families. 

With that being said, Crypto Gang is indeed setting the standards higher for the NFT community. By proactively giving holders exclusive perks such as staking, royalties, and being part of an organization that uplifts lives across the globe, Crypto Gang changed the way NFTs are perceived from mere digital collectibles to assets for social change. Because the founders are keen to bring an authentic gang spirit, one that believes that the world could be made better for everyone. NFT enthusiasts are, in turn, showing their support to take part in the one-of-a-kind project.

“As this community grows, more lives will change for the better and mass adoption will be reached quicker. This same mindset is being applied to our NFT project in which we will use our profits to better our world through our Crypto Gang charity,” the founders said. “We will show how although we may be from different regions and have different beliefs, we all have the same common goal.”

To properly allocate funds for its goals, Crypto Gang will be using its royalties accordingly divided to directly give back to holders, hosting giveaways and, of course, charity donations. The founders have also built a separate organization called Crypto Gang Non-Profit, made solely for its effort to produce a lasting positive effect on the world. Crypto Gang will also be releasing a comic book detailing the adventures and interactions happening within the ten gangs.

Crypto Gang also aims to uphold transparency. “Any kind of charity work will be documented through video and posted on all our social media outlets. This way, Crypto Gang members can see how they are giving back,” explained the founders. “Our goal is to make the world a better place collectively as a unit. So as the royalties and sales come in, we will make sure to do exactly that.”

This coming December 28, there will be a video launch of ‘the birth of Crypto Gang’, 250 exclusive videos minted at 2 SOL available to mint. Presale will be on January 10, 2022 starting with 3,000 pieces at 1.5 SOL. While 7,000 pieces are available for minting two days after on January 12, 2022.

Learn more about Crypto Gang on this site.

Latest NFT Project, KRebels Combine Cutting-Edge Blockchain Technology and Art to Raise Awareness About Endangered Koalas

The brilliant innovation of Non-fungible tokens (NFT) is here to stay. The unique digital asset provides a global platform for creators to cash in on their authentic artworks and create a community of like-minded individuals in the Metaverse while working towards a common goal. In fact, several charitable worldwide causes have been funded by the NFT projects, and the most recent NFT project working towards a charitable cause is KRebels. This avant-garde project combines blockchain technology and art while raising awareness about the endangered status of Australian Koalas.

The Koala Rebels (KRebels) story began in 2099 when their main food source, the eucalyptus leaves, disappeared from the earth’s surface. Hungry and faced with the threat of extinction, the Koalas are very angry. However, it is now the survival of the fittest, and the Koalas, with their genetically enhanced ferocity and cunning traits, formed the Koala Rebels movement. With their backs pushed against the wall, with nothing to lose and all to gain, humankind better watch out for the KRebels as they will stop at nothing to survive.

Although the story is fictitious, it is inspired by real-life events of humankind’s destruction of animal habitats, a significant contributor to the rapid decline of the species. As part of the KRebels project, the in-house artist has created 9,999 wholly original and unique Koala based NFT collectibles that will incentivize more engagement in the community, ultimately raising more awareness and donations to help save the koalas from extinction.

Each Koala-inspired token has unique attributes with differentiating features based on randomly generated digital characters, which allow each holder of these NFTs to be assured that there is no similar copy in the entire ecosystem. These properties are an added value in the final price of each collection within KRebels.

In addition to creating awareness in a crypto community that loves digital art, the KRebels NFT token goal has an extensive roadmap to help holders bring the Koalas home to the Metaverse forest in the decentralized virtual spaces. Collectors will be able to participate in private events, educational activities, and other interactive and fun games where they have the opportunity to play and earn tokens. 

The first step of the roadmap entails minting a KRebel token. This will give the holder a solid footing in the community to help guide the project’s direction. After minting, collectors will be able to interact with their Koala NFTs in the Metaverse like a video game. 

At the end of a successful first project, the team behind KRebels is already working towards releasing a new collection. Also, the brilliant team behind KRebel digital token has pledged to give a percentage of their proceeds to projects focused on preserving the koalas and give back a percentage of the royalty fees to the community (through contests, monthly rewards, and more.

Learn more about KRebels, by visiting its official website, Twitter, and Instagram. You can also participate in community discussions by joining its  Discord server.