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How “Buy Now, Pay Later” Affects Consumer Spending Trends

How “Buy Now, Pay Later” Affects Consumer Spending Trends

A checkout button changed the way millions of people think about money. “Buy Now, Pay Later” — the deferred payment model offered by companies like Affirm, Klarna, Afterpay, and Zip — has moved from a niche fintech offering to a mainstream fixture of online and in-store retail in less than

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