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The Chicago Journal

Factors That Affect the Value of Personal Injury Settlements in Illinois

The final value of a personal injury settlement depends on several key factors. Understanding these factors can help you have more reasonable expectations about the potential value of your claim.

Type and Severity of Injuries

One of the most important factors is the type and severity of your injuries. More serious injuries that result in ongoing medical treatment, permanent disabilities, lost wages, and diminished quality of life typically result in higher settlement values. Minor soft tissue injuries that heal relatively quickly typically have lower values. Severe injuries like brain damage, paralysis, or fatalities have some of the highest settlement values. 1.7 million people suffer a traumatic brain injury each year, with falls and motor vehicle accidents both major causes.

The full effects of the injuries, prognosis, and required future treatments are considered when determining severity. Ongoing injuries that require long-term care and treatment will increase the potential value.

At-Fault Party’s Insurance Coverage

The amount of liability insurance coverage available from the at-fault party also affects potential settlement amounts. This insurance coverage is meant to compensate injured victims. Higher insurance policy limits allow for larger settlements within those limits. Minimum required auto liability insurance in Illinois is $25,000 per injured person. Policies can go up to $500,000 or even $1 million or more in coverage though.

If the at-fault party only has minimum required insurance, the settlement will likely be lower versus a policy with much higher limits. In some cases, personal assets or other insurance policies may be pursued if damages exceed liability coverage.

Contributory Negligence

Illinois follows modified comparative negligence rules. This allows injury victims to still recover damages if they were partially at fault (as long as it is less than 50%). Their awarded settlement amount is reduced by their percentage of fault.

There were 298,347 motor vehicle crashes in Illinois during 2022. If an injured person involved in one of these accidents is found 25% negligent, their settlement amount would be reduced by 25%. If they are found to be over 50% at fault, they cannot recover any damages.

Types of Personal Injury Settlements

There are a few potential outcomes when pursuing injury compensation with the help of a lawyer:

  • Pre-trial SettlementThe majority of personal injury claims settle out of court before a trial starts. Both parties want to minimize legal costs and avoid an uncertain jury decision.
  • Jury Verdict at Trial—If a pre-trial settlement is not reached, the claim proceeds to a trial by jury, which decides on financial awards. Jury awards tend to be higher.
  • Arbitration or Mediation—As alternatives to court trials, cases can be settled through arbitration or private mediation. Settlement amounts may be lower through these alternative resolution methods.
  • Structured Settlement—Parties may agree to a structured settlement, which provides periodic payments over many years instead of one lump sum payout.

Adam Zayed, one of the personal injury lawyers in Chicago at Zayed Law Offices, a recognized law firm, recommends having an experienced attorney who can negotiate the most favorable settlement or court award, which can impact the outcome of your personal injury claim. Proving liability and damages through evidence and expert testimony is key. Overall, the full impact and severity of the injuries, along with available insurance coverage, are the most significant factors affecting potential settlement payouts.

 

Disclaimer: This article is for informational purposes only and does not constitute legal advice. Each personal injury case is unique, and outcomes may vary based on individual circumstances. For specific legal guidance, please consult a qualified attorney.

 

Published by Jeremy S.

How Does Parkinson’s Disease Affect Movement, and What Are the Latest Treatments?

By: Dr. Neeraj Jain 

Parkinson’s disease is a progressive neurological disorder that primarily affects movement, gradually making everyday activities more challenging. Early diagnosis and appropriate medical care are essential to managing symptoms and maintaining quality of life. If you or a loved one notice signs of Parkinson’s, consulting a qualified neurologist is important for timely evaluation and treatment.

How Does Parkinson’s Disease Affect Movement?

Parkinson’s disease occurs when nerve cells in the substantia nigra, a region of the brain, become damaged or die. These cells produce dopamine, a chemical essential for controlling smooth, coordinated muscle movements. As dopamine levels decrease, movement becomes impaired. Common motor symptoms include:

  • Tremors: Involuntary shaking, often starting in the hands or fingers when the body is at rest, which can interfere with tasks like writing or eating.

  • Muscle Rigidity: Stiffness in the limbs, neck, or torso, leading to reduced flexibility and discomfort.

  • Bradykinesia: Slowness of movement and delayed responses, making daily activities more time-consuming.

  • Postural Instability: Impaired balance and coordination, increasing the risk of falls and sometimes requiring mobility aids.

  • Gait Changes: Shuffling steps, reduced arm swing, and difficulty starting or stopping walking.

If these symptoms are present, seeking evaluation from a neurologist experienced in movement disorders is advised.

Causes of Parkinson’s Disease

The exact cause of Parkinson’s disease is not fully understood, but several factors may contribute:

  • Genetic Mutations: Certain inherited mutations have been linked to the disease.
  • Environmental Exposures: Contact with toxins such as pesticides may increase risk.
  • Age: Risk increases with age, especially after 60.
  • Oxidative Stress and Inflammation: Damage to nerve cells over time can reduce dopamine production.

Non-Motor Symptoms of Parkinson’s Disease

Parkinson’s also affects many non-motor functions, which can significantly impact well-being:

  • Sleep Disturbances: Including insomnia, restless legs, and vivid dreams, leading to daytime fatigue.
  • Mood Disorders: Depression and anxiety can arise due to chemical changes in the brain.
  • Cognitive Issues: Memory difficulties, trouble focusing, and in some cases, dementia.
  • Speech and Swallowing Problems: Softened voice and swallowing difficulties increase risks of choking and nutritional challenges.
  • Autonomic Dysfunction: Constipation and bladder control issues caused by nervous system impairment.

Latest Treatments for Parkinson’s Disease

While there is currently no cure, several treatments help manage symptoms and improve quality of life:

  1. Medications:
    Drugs such as Levodopa/Carbidopa, dopamine agonists, MAO-B inhibitors, and others help restore dopamine function and control motor symptoms.
  2. Deep Brain Stimulation (DBS):
    A surgical option that can reduce tremors and rigidity when medications are insufficient.
  3. Therapies:
    Physical, occupational, and speech therapies support mobility, independence, and communication.
  4. Emerging Treatments:
    Research into gene therapy, stem cell therapy, and new drugs continues to advance potential future options.

Lifestyle Support for Parkinson’s Patients

In addition to medical treatment, lifestyle changes can support symptom management:

  • Regular Exercise: Activities like walking, yoga, and tai chi improve flexibility, balance, and strength.
  • Healthy Diet: A balanced diet rich in fiber and antioxidants supports overall brain and body health.
  • Hydration: Staying well-hydrated helps reduce medication side effects.
  • Emotional Support: Counseling and support groups can help address psychological challenges.

Working with healthcare professionals to create a personalized plan can improve treatment outcomes.

Summary

Parkinson’s disease affects both movement and many other aspects of life. Early diagnosis and comprehensive care enable many individuals to maintain active, fulfilling lives. If you or someone you know shows symptoms of Parkinson’s, consult a neurologist or specialist to receive an accurate diagnosis and tailored treatment plan.

 

Disclaimer: This article is for informational purposes only and does not replace professional medical advice. Always consult a healthcare provider for diagnosis and treatment.

 

Published by Joseph T.

Reclaiming Ritual: Haus Of Sage Champions Ancestral Skincare In A Modern Wellness Landscape

Amid an oversaturated beauty market dominated by synthetic formulations and fleeting trends, a quiet but powerful shift is taking place—one led by brands that prioritize simplicity, integrity, and biological compatibility. At the forefront of this return-to-roots movement is Haus of Sage, a woman-owned and family-run company based in Orlando, Florida. Founded by Claudia Von Hauske, Haus of Sage is reclaiming ancestral skincare rituals by reintroducing grass-fed, grass-finished beef tallow as a primary ingredient in its natural skincare line.

Unlike conventional moisturizers that often contain synthetic fillers, preservatives, or lab-engineered oils, Haus of Sage focuses on what the skin inherently understands. Tallow, rendered from responsibly sourced beef fat, has been used for centuries as a skin balm, prized for its nourishing and protective properties. Claudia Von Hauske’s modern interpretation of this ancient ingredient offers a minimalist yet effective approach to skincare that resonates with a growing demographic of consumers seeking transparency and trustworthiness in their wellness choices.

Rather than positioning itself as a trend-based brand, Haus of Sage frames its offerings as part of a broader movement—a return to slow, mindful self-care rooted in nature. The company’s core philosophy hinges on reconnecting with biologically harmonious ingredients. Haus of Sage’s tallow-based creams are whipped into rich, absorbent textures that mimic the skin’s natural lipid structure. This allows for deep hydration without occlusion, making the products ideal for everyday use across all ages.

Each jar of Haus of Sage moisturizer carries not just functionality, but a narrative of thoughtful sourcing and ethical intent. Tallow’s composition includes vitamins A, D, E, and K, as well as conjugated linoleic acid and palmitoleic acid, all of which support skin regeneration, barrier repair, and inflammation reduction. These elements make the ingredient particularly helpful for individuals dealing with conditions such as eczema, dermatitis, or general dryness.

The consumer response has been emphatic. In a growing catalog of positive feedback, one comment encapsulates the product’s impact: “This is seriously the best moisturizer I have ever used.” This and similar endorsements reflect not just satisfaction, but a sense of rediscovery—many users finding that simpler, older methods can outperform today’s lab-heavy alternatives.

Haus of Sage’s clean formulations are paired with environmentally conscious practices. The brand avoids artificial chemicals, preservatives, and fragrances, and uses eco-friendly packaging. This commitment to sustainability complements the brand’s aesthetic of purity and its broader message: that beauty does not need to come at the expense of the planet.

Operating both through its website and platforms like Etsy, Haus of Sage serves a wide spectrum of customers while also supporting other small businesses through private label partnerships. Its local retail connections and digital presence have enabled it to sell more than 30,000 products while maintaining a customer rating above 4.9 stars—a signal of consistent quality and consumer trust.

What sets Haus of Sage apart is not just its use of tallow, but how it reframes the conversation around skincare. Instead of promising instant transformation, the brand advocates for long-term nourishment through ingredients that are recognizable, traceable, and deeply rooted in traditional wellness. In doing so, it challenges conventional beauty marketing and invites consumers to adopt a slower, more reflective approach to skincare.

Claudia Von Hauske’s vision is both entrepreneurial and restorative. By elevating an ingredient once relegated to history, she is not only reviving its value but redefining the modern skincare experience. Haus of Sage invites its customers to participate in a ritual that honors the skin as a living organ—not a surface to be corrected, but one to be supported.

For further information, visit the Haus of Sage website, explore their collection on Etsy, or follow the brand on Instagram.

 

Disclaimer: The information provided in this article is for informational purposes only and is not intended to diagnose, treat, cure, or prevent any disease. These statements have not been evaluated by the Food and Drug Administration (FDA). Individual results may vary. Always consult a healthcare professional before using any new skincare products.

 

Published by Joseph T.